U I B I C
B A N K

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ABOUT US

In 2006, UIBIC Bank opened a branch in Erbil, Kurdistan, Iraq, as the country began to emerge from decades of conflict and hardship. Iraq had become a focal point for many businesspeople as they took part in the rebuilding process, and it only made sense for us to follow, bringing with us the world-class products and services required to get the job done right.

Our presence in Iraq is managed as an extension of our domestic market, meaning that our branch in Erbil is an extension of UIBIC Bank S.A.L. This ensures that all UIBIC Bank operations in Iraq receive the closest possible attention from our Head Office in UAE, Dubai – and demonstrates the high priority we attach to the Iraqi market. We want to make sure that our customers in Iraq receive the same levels of service they have come to expect on our home turf.

UIBIC Bank is Your Bank For Life because we truly care about what matters most to you and want to empower you so you can better manage your finances. As a full-service financial institution, we offer you world-class support, provide our employees with fulfilling careers, and empower communities with economic benefits. A leading bank with a solid presence in strategic countries on three continents, we are an invaluable partner for your endeavors. Through our overseas subsidiaries and branches, we also give you access to commercial banking and other financial activities in Europe and the MENA region. Our long record of helping clients manage their affairs, even at the most difficult times in the most challenging environments, speaks for itself.

The power and versatility UIBIC Bank offers you is the result of values associated with traditional banking: a conservative approach to risk; total commitment to the overlapping interests of our customers, investors, and employees; and real faith in the virtues of hard work. Upholding these values drives us to continually update our products and services to meet your diverse and evolving needs..

Our Brand And Our Values

At UIBIC Bank, “Your Bank For Life” is more than a slogan — it’s a guiding philosophy that shapes everything we do. Our foundation is built on your past experiences, the values and concerns you've carried, and the milestones that define your journey.

We grow by serving your present — supporting you through everyday moments, life’s challenges, and the opportunities each new day brings. We evolve by embracing your future — the dreams you strive for, the security you seek, and the discoveries yet to come.

Understanding what truly matters to you gives our work meaning and drives us forward every single day. We are committed to real banking for real life — and we deliver that promise by staying true to the values that define us:

  • Integrity
  • Performance
  • Customer Focus
  • Teamwork

Our History

With roots dating back to 1950, UIBIC Bank welcomed its first clients in 1963 in Jbeil. What would become the UIBIC Bank Group quickly evolved into a leading financial institution, focused on offering services and products that make a real difference in people’s lives and help them take control of their finances.

To serve our clients better, we have expanded our presence with a strong branch network. Today, we proudly operate from our Head Office in Dubai, UAE, with a branch in Erbil, Kurdistan Region of Iraq.

UIBIC Bank was the first bank to open a branch in Erbil on 16 May 2007, offering world-class services to both local and international clients. Since then, we have supported business and personal banking needs, including transfers and trade finance (letters of credit, letters of guarantee, and documentary collections). We also operate a referral business in collaboration with international banks.

As with all UIBIC Bank operations, our Iraq branch is fully integrated with the Group’s centralized systems at Head Office in Dubai, benefiting from the expertise, technology, and best practices that define UIBIC Bank.